Free Resource

Do You Need a Fractional CFO?

A 2-minute readiness assessment for nonprofit Executive Directors and boards. Ten yes-or-no questions about where your finances actually sit right now — and a straight answer about what level of support fits.

10 questions About 2 minutes No email required

Answer honestly — the value is in the accurate picture

Ten questions about your current financial structure

Answer for how things stand today, not how you intend them to look after the next fix. Your answers stay in your browser — nothing is sent, stored, or collected.

Does your Executive Director spend significant time trying to interpret financials, manage cash flow, or answer board finance questions?Executive Director capacity

Yes No

Does your board ask financial questions that your current reports don't clearly answer?Board reporting

Yes No

Would you have difficulty forecasting your cash position 6–12 months from now?Cash flow forecasting

Yes No

If a major grant were delayed or not renewed, would you struggle to quickly determine the financial impact?Revenue concentration risk

Yes No

Are budget-to-actual variances showing up without a clear explanation or action plan?Variance analysis

Yes No

Has managing restricted funds, federal funding, grant reporting, or compliance become increasingly complicated?Restricted funds & compliance

Yes No

Are you unsure whether your internal controls, approvals, documentation, or financial processes are strong enough for your organization's current size?Internal controls

Yes No

Does preparing for an audit, financial review, or Form 990 require a significant cleanup or scramble?Audit & 990 readiness

Yes No

Before making a major decision — such as hiring staff, expanding a program, or taking on a new grant — would you benefit from someone modeling the financial impact first?Decision modeling

Yes No

Do you have accurate financial statements, but still need someone to help leadership determine what the numbers mean and what to do next?Interpretation & decision support

Yes No

This assessment scores in your browser and needs JavaScript turned on. If you'd rather just talk it through, schedule a discovery call.

0 of 10 answered

0 / 10

Questions answered yes

This is a self-assessment tool, not a financial opinion, an audit, or an engagement. It reflects only what you answered above. A real recommendation depends on your budget size, funding mix, and current close process — which is what a discovery call is for.

Amy Cobb Consulting

The best time to bring in a CFO is before the decision, not after it.

Nearly 30 years in accounting, the last 18 focused on nonprofits — cash flow strategy, grant compliance, board-ready reporting, and audit readiness for organizations with $1M–$10M budgets.

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Do You Need a Fractional CFO?

Ten questions about your current financial structure

What your answers point to

The best time to bring in a CFO is before the decision, not after it.

Amy Cobb Consulting // Nonprofit Accounting & Strategy